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RMBS: A Potentially Compelling Opportunity for Fixed Income

In the U.S., hundreds of billions of dollars of mortgages are issued every year. Mortgages that meet certain government requirements (loan size, LTV ratio, etc.) can be sold to or guaranteed by government backed agencies, including Fannie Mae, Freddie Mac, and Ginnie Mae.

RMBS: A Potentially Compelling Opportunity for Fixed Income

In the U.S., hundreds of billions of dollars of mortgages are issued every year. Mortgages that meet certain government requirements (loan size, LTV ratio, etc.) can be sold to or guaranteed by government backed agencies, including Fannie Mae, Freddie Mac, and Ginnie Mae.

Buffered Annuities: Buyers Beware!

We generally believe there is a place and time for most structured annuity segment types given their hedge characteristics and the strong levels of definition that clients truly appreciate.

Black Friday versus Cyber Monday Holiday Sales: Consumers are the Winner

In the spirit of the holiday season, I would like everyone to repeat this stat a few times out loud: “Estimated holiday sales for 2019 are expected to be roughly $143 billion,” according to Adobe Analytics.

Will the Low Cost, Passive Equity Trade Unwind in the 2020’s?

Clients should understand that the 2020’s may be another lost decade for equities, and passive strategies may prove to be underperformers.

Creating a More Efficient Tail Risk Hedge Strategy

Since stocks began their massive rebound from the Global Financial Crisis in 2009, and particularly the years between 2016 and 2018, equity declines have been so sudden and limited that long-term trend following has not had enough time to re-position effectively.

Creating a More Efficient Tail Risk Hedge Strategy

Since stocks began their massive rebound from the Global Financial Crisis in 2009, and particularly the years between 2016 and 2018, equity declines have been so sudden and limited that long-term trend following has not had enough time to re-position effectively.

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The Fed’s Dilemma: Why Rate Cuts Could Trigger a “Crack-Up Boom”

The crack-up boom happens when everyone tries to get out of a losing currency and into “hard assets” like gold, real estate, and other real things.

Rate Cut Hype Fuels Growth: August 2025 HANDLS Monthly Report

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How Leading Consumer Brands Have Emerged Stronger Since 2019

The last five years have been among the most intense stress tests in modern business history.

The Market’s “Lost” Moment: How Many Seasons Can This Rally Run?

For months, investors have been scaling what feels like an endless wall of worry. Each concern that gets resolved seems to spawn new uncertainties, yet the market has continued its relentless climb higher.

Can Markets Keep Their Cool? July 2025 HANDLS Monthly Report

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